Personal Loan Details
Loan Amount: ₹50,000 - ₹40 Lakhs
Interest Rate: Starting from 10.5% per annum
Loan Tenure: 1 to 5 years
Processing Time: 24-48 hours
Processing Fee: Up to 2% + GST
Collateral: Not Required
📄 Documents Required:
- PAN Card & Aadhaar Card
- Last 3 months salary slips / Bank statements (6 months)
- Address proof
- Employment proof
Business Loan Details
Loan Amount: ₹1 Lakh - ₹1 Crore
Interest Rate: Starting from 12%
Loan Tenure: 1 to 7 years
Processing Time: 3-7 days
Processing Fee: Up to 2.5% + GST
Collateral: Based on amount
📄 Documents Required:
- Business registration documents
- Last 2 years ITR
- Bank statements (12 months)
- GST returns
Home Loan Details
Loan Amount: ₹5L - ₹5 Crores
Interest Rate: From 8.5%
Loan Tenure: Up to 30 years
Processing Time: 7-15 days
LTV Ratio: Up to 90%
Tax Benefits: Up to ₹3.5L
📄 Documents Required:
- Income proof
- Property documents
- Bank statements
- Sale agreement
LAP Details
Loan Amount: ₹5L - ₹10 Crores
Interest Rate: From 9.5%
Loan Tenure: Up to 15 years
Processing Time: 5-10 days
LTV: 60-70%
Purpose: Any need
📄 Documents Required:
- Property documents
- Income proof
- Valuation report
- Tax receipts
Car Loan Details
Loan Amount: ₹1L - ₹1 Crore
Interest Rate: 8.5%-12%
Loan Tenure: 1-7 years
Processing Time: 3-5 days
Funding: Up to 90%
Types: New & Used
📄 Documents Required:
- Income proof
- Car quotation
- Bank statements
- RC book (used car)
| Loan Type | Amount Range | Interest Rate | Tenure | Processing Time | Collateral |
|---|---|---|---|---|---|
| Personal Loan | ₹50K - ₹40L | 10.5%+ | 1-5 years | 24-48 hours | No |
| Business Loan | ₹1L - ₹1Cr | 12%+ | 1-7 years | 3-7 days | Optional |
| Home Loan | ₹5L - ₹5Cr | 8.5%+ | Up to 30 years | 7-15 days | Property |
| LAP | ₹5L - ₹10Cr | 9.5%+ | Up to 15 years | 5-10 days | Property |
| Car Loan | ₹1L - ₹1Cr | 8.5-12% | 1-7 years | 3-5 days | Vehicle |
| Gold Loan | As per gold | 7.5%+ | 3m-3 years | 30 minutes | Gold |
| Education Loan | Up to ₹1.5Cr | 9-12% | 5-15 years | 7-10 days | Optional |
| Instant Loan | ₹10K - ₹5L | 12-18% | 3m-3 years | 2-6 hours | No |
Key Advantages
- 50+ Bank Partners: Access to extensive network ensures best rates and highest approval chances for every profile type.
- 99% Approval Rate: Industry-leading success rate through expert documentation review and strategic lender selection.
- Fastest Processing: Personal loans in 24-48 hours, Gold loans in 30 minutes with minimal paperwork.
- Transparent Process: No hidden charges. All fees, rates, and terms disclosed upfront before application.
- Expert Guidance: Personalized loan consultation to understand your needs and recommend best-fit products.
- Post-Disbursement Support: Continued assistance for EMI queries, prepayment, top-up loans, and other services.
What Makes Us Different?
Unlike online platforms that only connect you with lenders, we provide end-to-end assistance:
- Document Preparation: We help prepare and verify all documents to ensure first-time approval.
- Application Optimization: Strategic presentation of your profile to maximize approval chances.
- Negotiation: We negotiate with banks on your behalf to get better rates and terms.
- Problem Resolution: Handle any issues that arise during processing or disbursement.
- Local Expertise: Deep understanding of Rewa region helps in faster processing and better service.
- One-Stop Solution: All types of loans and financial services under one roof.
1. Assess Your Need
Emergency Expenses: Choose Instant Loan or Gold Loan for immediate funds with minimal documentation.
Large Purchases: Home Loan for property, Car Loan for vehicle - these offer lower rates due to collateral.
Business Growth: Business Loan or LAP based on amount needed. LAP offers higher amounts if you own property.
2. Calculate Repayment Capacity
EMI Rule: Your EMI should not exceed 40-50% of monthly income to ensure comfortable repayment.
Tenure Selection: Longer tenure = Lower EMI but higher total interest. Choose based on your cash flow.
Emergency Buffer: Always maintain 3-6 months expenses as emergency fund before taking loan.
3. Compare Total Cost
Beyond Interest Rate: Consider processing fees, prepayment charges, and other costs in total calculation.
Tax Benefits: Home Loan and Education Loan offer significant tax deductions under Section 80C and 80E.
Prepayment: Check prepayment terms if you plan to close loan early to save on interest.
Documentation Errors
Incomplete Documents: Missing documents delay approval. Keep all papers ready before applying.
Mismatched Information: Ensure all documents have consistent name, address, and details.
Poor Credit Score: Check your credit score before applying. Score below 650 reduces approval chances significantly.
Financial Planning Mistakes
Over-Borrowing: Don't take more than you need. Higher loan = Higher EMI burden and interest.
Ignoring Fine Print: Read all terms carefully. Hidden charges and penalties can increase total cost.
Multiple Applications: Applying to many lenders at once hurts credit score. Let us handle it strategically.
Improve Credit Score
Pay EMIs on time, clear dues, maintain credit card utilization below 30%
Show Stable Income
Longer job tenure, consistent business income increases approval chances
Add Co-Applicant
Joint application with earning spouse increases eligibility significantly
Complete Documentation
Well-organized documents with proof of income, assets improves profile
Ready to Get Your Loan?
Expert Assistance | Best Rates | Quick Approval | 50+ Bank Partners
nrshravan1998@gmail.com
House No 49, Ward No 3, Rerua Kalan, Sukulganua, Rewa - 486123, MP